{"id":1853,"date":"2018-01-01T06:39:00","date_gmt":"2018-01-01T04:39:00","guid":{"rendered":"http:\/\/cityfinances.lv\/?p=1853"},"modified":"2025-03-24T11:17:18","modified_gmt":"2025-03-24T09:17:18","slug":"atrie-krediti-uznemumiem","status":"publish","type":"post","link":"https:\/\/cityfinances.lv\/ru\/jaunumi\/atrie-krediti-uznemumiem\/","title":{"rendered":"K\u0101p\u0113c finans\u0113juma piesaiste ir izdev\u012bg\u0101ka nek\u0101 \u0101trie kred\u012bti uz\u0146\u0113mumiem biznesa att\u012bst\u012bbai"},"content":{"rendered":"

Nereti veiksm\u012bgai uz\u0146\u0113muma att\u012bst\u012bbai pietr\u016bkst pavisam nedaudz finan\u0161u, ta\u010du tas ir iz\u0161\u0137iro\u0161i, lai uz\u0146\u0113mums sp\u0113tu augt. Visbie\u017e\u0101k tie\u0161i maziem un vid\u0113jiem uz\u0146\u0113mumiem visvair\u0101k ir nepiecie\u0161ami \u0101trie kred\u012bti uz\u0146\u0113mumiem. Ta\u010du vienlaikus sal\u012bdzino\u0161i gr\u016bti pieejams vajadz\u012bgais finans\u0113jums darb\u012bbas apjomu papla\u0161in\u0101\u0161anai. Jeb vienk\u0101r\u0161\u0101k sakot \u2013 vajadz\u012bga nauda biznesam.<\/p>\n\n\n\n

Uz\u0146\u0113muma att\u012bst\u012bbai ir zin\u0101mi daudzi un da\u017e\u0101di finans\u0113juma ieg\u016b\u0161anas veidi. Ta\u010du aizvien liel\u0101ku lomu biznesa finans\u0113\u0161anas jom\u0101 sp\u0113l\u0113 da\u017e\u0101di \u0101trie kred\u012bti uz\u0146\u0113mumiem ar \u0137\u012blu un nebanku aizdevumi, kas k\u013c\u016bst daudz izdev\u012bg\u0101ki un l\u0113t\u0101ki, nek\u0101 tradicion\u0101lie kred\u012bti. Viens no popul\u0101r\u0101kajiem \u0101rpus banku sektora finans\u0113juma piesaistes<\/a> veidiem ir priv\u0101t\u0101 kapit\u0101la piesaiste. Piesaist\u012btajam investoram uz laiku pret\u012b nododot noteiktu skaitu uz\u0146\u0113muma kapit\u0101la da\u013cu (10-49%), gan ar\u012b bie\u017ei iesaistot investoru uz\u0146\u0113muma operat\u012bvaj\u0101 vad\u012bb\u0101 un strat\u0113\u0123isko l\u0113mumu pie\u0146em\u0161an\u0101. \u0100trie kred\u012bti uz\u0146\u0113mumiem ir d\u0101rg\u0101ki un parasti izmanto uz\u0146\u0113mumi, kuriem ir \u012bslaic\u012bgas naudas pl\u016bsmas gr\u016bt\u012bbas.<\/p>\n\n\n\n

Finans\u0113jums vai \u0101trie kred\u012bti uz\u0146\u0113mumiem?<\/a><\/h2>\n\n\n\n

Piesaist\u012btie \u0101trie kred\u012bti uz\u0146\u0113mumiem viennoz\u012bm\u012bgi b\u016bs d\u0101rg\u0101ki, t\u0101d\u0113\u013c uz\u0146\u0113m\u0113ji cen\u0161as piesaist\u012bt finans\u0113jumu no investora, kas biznesam ir daudz izdev\u012bg\u0101k. Jo l\u012bdz ar vajadz\u012bgo finan\u0161u apjomu uz\u0146\u0113m\u0113js ieg\u016bst ar\u012b profesion\u0101lu konsultantu un padomdev\u0113ju vien\u0101 person\u0101. Liel\u0101k\u0101 da\u013ca priv\u0101to investoru ir ar lielu praktisku pieredzi da\u017e\u0101du biznesa projektu realiz\u0101cij\u0101. T\u0101d\u0113\u013c \u2013 ja finans\u0113jumu Tavam uz\u0146\u0113mumam<\/a> pie\u0161\u0137\u012bris \u0161\u0101ds investors \u2013 vari b\u016bt absol\u016bti p\u0101rliecin\u0101ti par Tavu biznesa ilgtsp\u0113j\u012bbu. Jo \u0161\u0101da l\u012bme\u0146a investori jebkuras invest\u012bcijas jebkur\u0101 apjom\u0101 izdara tikai divos gad\u012bjumos: projekts ir finansi\u0101li dro\u0161s un perspekt\u012bvs no tradicion\u0101li ierasta biznesa prakses vai ar\u012b vi\u0146us ir ieinteres\u0113jusi jauna un inovat\u012bva ideja, kas vi\u0146us stimul\u0113jusi uzdro\u0161in\u0101ties risk\u0113t un pie\u0161\u0137irt finans\u0113jumu \u201etrakas\u201d ta\u010du vienlaikus re\u0101listiskas biznesa idejas realiz\u0113\u0161anai. Ta\u010du bie\u017ei vien, lai l\u012bdz investoram non\u0101ktu jauniem uz\u0146\u0113m\u0113jiem, ir vajadz\u012bga nauda prototipa izstr\u0101dei, projekta \u0101rpakalpojuma pirk\u0161anai un citu izdevumu seg\u0161anai. Un jaunie uz\u0146\u0113m\u0113ji izmanto \u0161o pakalpojumu \u012bstermi\u0146a finans\u0113\u0161anai.<\/p>\n\n\n\n

B\u016btiski, ka kred\u012bti uz\u0146\u0113mumiem bez \u0137\u012blas<\/a> ir sal\u012bdzino\u0161i d\u0101rgi un neizdev\u012bgi uz\u0146\u0113muma finans\u0113\u0161anai. Ta\u010du investors par piesaist\u012bto finans\u0113jumu v\u0113l\u0113sies g\u016bt ar\u012b pe\u013c\u0146u. Tom\u0113r at\u0161\u0137ir\u012bb\u0101 no finans\u0113t\u0101jiem, kas izsniedz kred\u012bts uz\u0146\u0113mumiem, par \u0161o naudu biznesa att\u012bst\u012bbai neb\u016bs j\u0101veic ikm\u0113ne\u0161a kred\u012bta atmaksa ar procentiem jau faktiski no n\u0101kam\u0101 m\u0113ne\u0161a. \u0160o naudu uz\u0146\u0113mums var\u0113s piln\u0101 apjom\u0101 invest\u0113t biznesa att\u012bst\u012bb\u0101 un peln\u012bt. Jo finans\u0113juma dev\u0113js jeb investors naudu biznes\u0101 ieguld\u012bs ilgtermi\u0146\u0101 \u2013 liel\u0101koties uz trim l\u012bdz pieciem gadiem. Kuru laik\u0101 pal\u012bdz\u0113s palielin\u0101t gan apgroz\u012bjumu, gan pe\u013c\u0146u, gan ar\u012b uz\u0146\u0113muma v\u0113rt\u012bbu. Tikai p\u0113c invest\u012bciju termi\u0146a beig\u0101m finans\u0113juma dev\u0113js v\u0113l\u0113sies atg\u016bt savu ieguld\u012bjumu ar nol\u012bgtajiem pe\u013c\u0146as procentiem. Jaunie uz\u0146\u0113m\u0113ji vair\u0101k v\u0113las piesaist\u012bt finans\u0113jumu no investoriem<\/a>, ta\u010du biznesa uzs\u0101k\u0161anas s\u0101kumstadij\u0101 izmanto finans\u0113jumu \u0101trie kred\u012bti uz\u0146\u0113mumiem.<\/a><\/p>\n\n\n\n

Pieteikties \u0101trie kred\u012bti uz\u0146\u0113mumiem<\/a><\/span><\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

Nereti veiksm\u012bgai uz\u0146\u0113muma att\u012bst\u012bbai pietr\u016bkst pavisam nedaudz finan\u0161u, ta\u010du tas ir iz\u0161\u0137iro\u0161i, lai uz\u0146\u0113mums sp\u0113tu augt. Visbie\u017e\u0101k tie\u0161i maziem un vid\u0113jiem uz\u0146\u0113mumiem visvair\u0101k ir nepiecie\u0161ami \u0101trie kred\u012bti uz\u0146\u0113mumiem. Ta\u010du vienlaikus sal\u012bdzino\u0161i gr\u016bti pieejams vajadz\u012bgais finans\u0113jums darb\u012bbas apjomu papla\u0161in\u0101\u0161anai. Jeb vienk\u0101r\u0161\u0101k sakot \u2013 vajadz\u012bga nauda biznesam. Uz\u0146\u0113muma att\u012bst\u012bbai ir zin\u0101mi daudzi un da\u017e\u0101di finans\u0113juma ieg\u016b\u0161anas veidi. […]<\/p>","protected":false},"author":3,"featured_media":1855,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"\n\u0100trie kred\u012bti uz\u0146\u0113mumiem vai finans\u0113juma piesaiste? | Cityfinances<\/title>\n<meta name=\"description\" content=\"K\u0101p\u0113c finans\u0113juma piesaiste uz\u0146\u0113mumiem ir izdev\u012bg\u0101ka nek\u0101 \u0101trie kred\u012bti uz\u0146\u0113mumiem biznesa att\u012bst\u012bbai? 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